QFS enable countries to trade good in their native currency.
Ubiquitous: Ripple and fintech companies are creating the Internet of Value, where money moves as
easily as information (ubiquitously). Due to the international scope and adoption of distributed
ledger technology, the interledger protocol and the XRP ledger, mechanisms for faster payments and
instant settlement will be adopted by other central banks overseas whether the Fed partners with
Ripple or not. If the Fed does not embrace RippleNet, the U.S. will be at an economic disadvantage to
other countries across the globe and more vulnerable in the event of another global financial crisis.
Safe: since inception, the XRP ledger has operated flawlessly with over 42 million ledgers closed
without incident. And utilizing XRP in conjunction with Ripple’s enterprise software solutions is the
only way the Fed can achieve its goals. Atomic transactions ensure 100% reliability (as opposed to
SWIFT’s failure rate of around 5%) and the consensus algorithm shields XRP from the security
vulnerabilities of other digital assets such as Bitcoin and Ethereum.
Efficient: utilizing RippleNet will significantly reduce costs for consumers by eliminating the
correspondent banking system and Fx volatility risk due to instant payment & settlement. Due to an
increase in settlement times and cost efficiencies, economic theory suggests there will be an increase
in the velocity of money which should boost the U.S. and global economy.
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