Goldfinch Finance | DeFi Protocol Review | Goldfinch Protocol Goldfinch is a decentralized credit platform for crypto loans without collateral. This is the missing piece that finally unlocks crypto lending for most people in the world. Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion. The protocol is already serving thousands of borrowers across India, Mexico, Nigeria, and Southeast Asia. Stable 10% yield High-quality borrowers provide expected 10-14% APY from real-world activity uncorrelated with crypto. Liquidity Providers supply the capital to the Senior Pool. The protocol automatically allocates the Senior Pool to the senior tranches of Borrower Pools. Borrowers propose pools (with terms like the interest rate) for the Backers to assess. Backers supply capital to the junior tranches of Borrower Pools. The Goldfinch protocol has four core participants: Borrowers, Backers,
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