Insurance is like playing monopoly

Insurance is like playing monopoly! I believe most of you know how to play monopoly. When I was a teenager, my brother and I loved playing monopoly. It made me understand more about the financial game. Sometimes I lose, sometimes I win. Of course, those who are playing for the first time will be bulldozed and defeated by those who often play monopoly games. Because the monopoly game has various rules and regulations that must be obeyed and carried out by each player. One of the passive players in the monopoly game is the bank, but the bank does not roll the dice and plays characters along the monopoly board track. Yes, those who will win the monopoly game are those who understand the rules of the game and play them often. If insurance is like a monopoly game, then of course you will immediately know who will win this insurance game. Is it the insurer or the insured? Because there are only 2 parties playing the insurance game, namely the insurer and the insured. If there is a dispute regardi