The Wealth Management Formula

Wealth Management (WM) consists of three inter-related disciplines: Investment Consulting (IC), Advanced Planning (AP) and Relationship Management (RM). It addresses such issues as financial goals, portfolio management, annual income tax planning, stock option exercises, estate planning, gifts to family and charity, mortgage refinancing, insurance, retirement planning, 401k advisory services, etc. The wealthcare planning process is an integrated “fluid“ approach that continually evolves to reflect the inevitable changes to every client’s financial and personal life. Typical questions answered during initial planning include: * Do I have enough money to retire, when I want, with the lifestyle I wish? * Am I taking too much to risk with my investment portfolio? * How much are my current investments costing me? * Is my estate planning current and correct?